Topics from A to Z

MAXDA explains the acceptance (discount) credit. Options, conditions and everything you need to watch out for. Prefer a credit without Schufa instead of an…

From bookkeeping to the checking account

Additional financing ► Definition & distinction from other loan types ✓ Tips ✓ Measures to avoid additional financing ✓ Learn more now at MAXDA

What is an affordable loan? What should you consider when comparing loans? MAXDA informs.

What makes a loan affordable and what to watch for when comparing offers

Affordable loans for civil servants & the public sector | As a civil servant, benefit from TOP interest rates and long terms ➤ Request a loan for civil servants!

From historical background to today's significance in lending

Everything you need to know about annuity loans is on this page

Meaning, practical examples and calculation examples

Apply for loans ► important facts and tips ✓ personal advice on the topic ✓ types of loans ✓ Get information from MAXDA now and apply for a loan!

MAXDA explains assignment and everything you need to watch out for. Prefer a loan without Schufa instead of an assignment? Apply now!

When a loan agreement is concluded, it is in the lender's interest that the amount is secured (for example by an assignment as security), in order to…

The debt trap can snap shut quickly. But especially when instalment payments threaten to get out of hand, you need a particularly cool head.

MAXDA explains what balloon financing is. Everything you need to know about balloon financing and loans with a final balloon payment is explained here. Prefer a…

Bank loan from MAXDA. Thousands of satisfied loan customers! Get a free and non-binding offer! Your provider for bank loans even without Schufa!

Bank loans are a proven way to realize a personal wish, such as buying a new car or carrying out a construction project.

All aspects of banking - explained by Maxda!

Banking refers to the banking systems that include all public and private banks as well as credit institutions and are responsible either for the supply of money,…

The important aspects of banking law explained by Maxda.

Variants, causes and solutions

Meaning and benefits

It can happen to anyone to fall into the debt trap and it can happen very quickly. However, it takes longer to become debt-free again.

Borrowing money can make sense when short-term liquidity is lacking or a larger expense needs planned financing. Here you will find clear information on types of…

Borrower ► all facts about the borrower ✓ Forms of the borrower ✓ Rights and obligations ✓ Consumer contract ✓ Get informed now at MAXDA

Check borrowing capacity ► important facts and tips ✓ Definition for natural and legal persons ✓ Get informed at MAXDA now and submit an application!

What does it mean and how can you borrow money? MAXDA explains!

Borrowing money: All information about the types of borrowing and the process - an overview from MAXDA

The borrowing rate refers to the loan interest charged on the debit balance of a checking/current account. Learn more in this guide.

MAXDA explains what a bullet loan is and when it is used. Looking for a loan? Apply now!

How is a loan calculated? We explain all the important steps.

What determines interest calculations and how you can calculate interest yourself

MAXDA explains the call-off (framework) loan. Interest rates, credit limit and everything you need to watch out for. Prefer a loan without Schufa instead of a…

All the important information about car financing explained!

What types of car financing are there? MAXDA provides an overview.

Cheaper than at the dealer?

Vehicles can also be leased without a Schufa credit check, for example through car leasing without Schufa.

We compare for you!

All information on the topic of car purchase comprehensively explained by Maxda.

A cash loan gives you quickly available money for general purposes, for example unexpected expenses, larger purchases or financial shortfalls. Here you can learn…

How to get cash quickly!

Want to borrow money cheaply with an online loan? With a cheap loan from us, that's easily possible. Thanks to the quick online loan application, you'll receive…

MAXDA explains civil-servant loans. Everything you need to know about civil-servant loans and civil-servant credit is explained here. Do you need a loan without…

Co-debtors ► all facts and tips ✓ special forms ✓ benefits of co-debtors ✓ When does a co-debtor make sense? ✓ Get informed at MAXDA now

What is collateralization? Maxda explains the term.

Consolidating loans ► all important facts and tips on refinancing ✓ individual and personal advice ✓ Find out more at MAXDA now!

Consolidation loan ► all facts and tips on debt restructuring ✓ reasons for consolidation ✓ process ✓ loan approval ✓ Get informed at MAXDA now

Meaning, variants & application

In this guide we explain exactly what construction financing is, which factors are important when choosing a loan and how you can save a lot of money with MAXDA…

How to calculate your construction financing

The construction loan explained by MAXDA in all aspects.

Meaning, Conditions & Process

Consumer loans (also called consumer credit) usually refer to small loans or personal loans.

Keep an eye on interest costs and be aware of additional fees

Meaning, advantages & disadvantages, legal foundations

MAXDA explains what a credit agency is and what you should pay attention to. Looking for a loan without SCHUFA? Apply now!

Definition, History, Purpose & Forms

Credit check ► Tips ✓ Types of credit checks ✓ legal framework ✓ procedure ✓ requirements ✓ Get informed at MAXDA now and apply for a loan

Causes and issues

Credit institution ► Definition ✓ Functions ✓ Process after loan application ✓ Loan amounts ✓ Loan brokerage ✓ Terms ✓ Get informed at MAXDA now

Credit insurance ► all facts and tips ✓ Credit insurance for illness, unemployment & death ✓ Types and costs ✓ Learn more now at MAXDA

Credit limit ► all facts and tips about the credit line ✓ Definition ✓ Determining a credit limit ✓ Applying for a loan ✓ Learn more now at MAXDA

Requirements & options for flexible financing thanks to a credit limit

What does credit line mean? - A credit line denotes the financial leeway that the lender grants to the borrower. Read more background information on the topic in…

The credit line describes a line of credit granted by the financial institution. This allows overdrafts of the account. In most cases this takes the form of an…

Meaning, use cases & considerations

Influencing factors and calculation

Credit risk ► all facts and tips about credit risk ✓ Definition ✓ Private and business customers ✓ Risks and real estate ✓ Learn more at MAXDA now

Credit system ► all facts ✓ structure, functions and tasks of the credit system ✓ distribution channels ✓ requirements for loans ✓ Get informed now at MAXDA

Credit-independent Loan - explained by Maxda!

All aspects of the topic 'creditor' explained quickly and easily!

MAXDA explains what creditworthiness is and what you should pay attention to. Are you looking for a loan without SCHUFA because of poor creditworthiness? Then apply…

Information on assessing creditworthiness

From the legal basics to the costs of a current account

Various forms of debt capital and debt capital in balance sheet analysis comprehensively explained by MAXDA!

Every year more than 150,000 people in Germany have to file for personal bankruptcy due to over-indebtedness and subsequently reduce these debts

Debt restructuring despite Schufa ► all facts and tips ✓ options for debt restructuring ✓ applying for a debt restructuring loan ✓ Find out now at MAXDA

98% of German households are in debt and have great difficulty paying their individual installment contracts.

The agreement between a creditor and a debtor to postpone a required due date is called a deferment.

Here you will learn what is behind the term "desired loan" and what you should consider.

MAXDA explains what a direct bank is. Learn everything about direct banks here. Would you prefer a loan without SCHUFA instead of a current account at a direct…

What is a direct loan? We define the term and explain the advantages it offers.

Maxda explains the term Disagio.

MAXDA explains what a discount loan is. Everything you need to know about discounting and discount loans can be found here. Looking more for a loan without Schufa?…

With a car loan you can finance new or used cars with predictable fixed monthly installments while staying flexible when buying a vehicle. MAXDA shows you what…

In principle, a distinction must be made between the early repayment compensation, abbreviated VFE, and the non-acceptance compensation.

MAXDA explains what the effective annual interest rate is. Learn everything about the effective interest rate here. Are you more interested in a loan without a…

MAXDA explains the emergency loan. Who gets an emergency loan? What should you watch out for? Everything you need to know is here. Do you need an emergency loan…

MAXDA explains what equity is. Where is equity used? Learn everything about equity here. Looking instead for a loan without SCHUFA? Apply directly now!

The history behind the Euro as well as advantages and disadvantages summarized by Maxda.

What is a Euro loan and when is a Euro loan useful? Maxda explains it simply and clearly.

MAXDA explains what an express loan is. Everything you need to know about express loans and what to consider can be found here. Need a loan without Schufa? Apply…

The express loan without Schufa is probably the best-known express loan: express loans without a Schufa entry are very popular! Non-binding inquiry

What is Schufa scoring and what impact does it have on loan applications? Maxda answers questions about Schufa scoring.

Fast loan payout ► Facts and tips ✓ Loan types ✓ Requirements and terms ✓ Get informed at MAXDA now and receive personal advice

All info from MAXDA

MAXDA explains what a fee (Entgelt) is. Where does the term come from? Where do fee agreements occur? Learn everything about the topic here. Are you instead looking…

MAXDA explains the final installment. Which loan types include a final installment? Prefer a loan without Schufa instead of a final installment financing? Apply now!

At MAXDA we help you finance a car with a purpose-bound loan - even without a Schufa report. Learn now about our affordable offers for a car loan without Schufa.

Meaning - Forms - Conditions

Whether a purchase, modernization or a bigger personal wish: Financing creates financial leeway when available capital is not enough. MAXDA explains the main types…

Basics of financing calculations and what you can expect from a financing calculator

What does financing despite Schufa mean and when is this financing possible? Find out here from Maxda!

A financing plan helps you complete and make your loan planning predictable.

What to watch for and how your loan application can be approved quickly — learn more from MAXDA here.

Meaning, terms & individual agreements

What is a fixed-rate loan and what should you know? Maxda provides information on the process, use cases, and shows variants.

Fixed-rate loan ► important facts and tips about fixed interest rates ✓ private and business customers ✓ flexible ✓ Get informed at MAXDA and receive personal…

All information on the topic of fixed-term deposits at a glance!

Your lifeline in emergencies. With a flash loan from MAXDA, you'll quickly regain financial flexibility.

The process of a flash loan without Schufa - explained by Maxda.

Options, terms and everything you need to consider. Prefer a loan without Schufa instead of a follow-up financing? Apply now!

Reasons, application process and options with a poor Schufa score

Maxda provides an overview of possible forms of financing and a free information sheet on crowdfunding.

MAXDA explains the forward loan. Everything you need to know about follow-up financing via a forward loan is explained here. Do you need a credit without SCHUFA?…

Furniture loan ► Facts and tips ✓ Comparison of loan offers on the internet ✓ Loan application rejected? What you can do ✓ Get information now at MAXDA

MAXDA explains goods credit (in-kind loan). Options, conditions and everything you should pay attention to. Are you looking more for a loan without SCHUFA? Apply…

What is the gross loan amount? Maxda explains how the amount is composed.

MAXDA explains guarantees (Bürgschaften). What is a guarantee? Which types exist? Learn everything about guarantors here. Looking for a credit without Schufa…

MAXDA explains the guarantee credit (bank guarantee). Options, conditions and everything you need to watch out for. Prefer a loan without Schufa instead of a…

How to obtain the free report & have incorrect data removed

What help options exist and which ways lead out of debt

What are the requirements for an affordable home financing? MAXDA examines the topic comprehensively for you.

MAXDA explains identity verification. Everything about the topic of identity verification can be found here. Are you actually looking for a loan without Schufa?…

All aspects of inflation explained quickly and simply!

What is meant by an installment payment, an installment purchase or a part-payment.

From the cornerstones of installment financing to the different types of installment financing

MAXDA explains the installment loan. Interest, credit limits and everything you need to watch out for. Prefer a loan without SCHUFA instead of an installment loan?…

This article explains what an installment payment is, its advantages and disadvantages, and what is meant by deferment and installment purchase.

An installment purchase is a special type of credit that makes it easier for customers to buy a product right away.

Quick and easy access to personal instant cash with loans from MAXDA. Even with an existing Schufa entry.

With the MAXDA instant loan you gain quick financial room for urgent purchases, outstanding bills or spontaneous wishes. The loan inquiry, review and disbursement…

Get an instant loan without Schufa now at MAXDA.de – your expert for Schufa-free loans! Apply for instant loans online ➤ without a Schufa entry!

Instant loans without Schufa? MAXDA! Your expert for √ loans with Schufa, emergency loans, online loans & instant loans without Schufa!

Here you can learn from MAXDA how to receive instant money as well as basic facts about money.

MAXDA interest calculator: Calculate interest and loan conditions with the expert for Schufa-free loans! Use the loan calculator & interest calculator to…

About applying for loans and how you can save money with interest calculators

What is meant by an interest rate adjustment and when is it sensible? What should you consider when deciding on an interest rate adjustment?

What is the difference between the nominal interest rate and the effective annual interest rate? Learn everything in this guide.

Interest rate trends for construction financing, legal basics & interest rates for annuity loans

Banks don't work for free; therefore interest must be paid on loans.

When you prepare a needs calculation for a planned financing, it is usually immediately apparent whether all planned financing sources…

The history and development of the introduction of the euro clearly presented by Maxda.

Loan without Schufa legitimate ► All facts and tips about loan without Schufa experiences ✓ Signs to identify legitimacy ✓ Get informed now at MAXDA

MAXDA explains what a land charge is. Everything you need to know about land charges and construction financing is explained here. Prefer a loan without Schufa?…

From its meaning and distinction from a mortgage to the deletion of the land charge

From significance to repayment & deletion

From definition and regulations to large loans for consumers

Leasing or Loan ► all facts and tips ✓ advantages and disadvantages ✓ differences between the two forms of financing ✓ Find out now at MAXDA

Definition & examples of lenders

Liability is an obligation that a debtor must bear and fulfill towards a creditor.

Almost one in ten adults in Germany is considered over-indebted.

From financing options to the different loan providers

A loan agreement is an obligation contract for the provision of a sum of money for an agreed term.

A loan agreement is concluded for every loan that a lender grants to a customer. This contract document governs all important details of the loan issuance so that…

Loan amount

Loan amount ► important facts about the amount of your loan ✓ personal advice on the topic ✓ How the amount is determined ✓ Find out now at MAXDA!

What is a loan amount? MAXDA explains the term and the conditions for applying

Meaning, example calculation & advantages

If you need a loan, the next step is to submit a loan application. This article explains which details are required for a loan application and what to consider when…

A loan approval denotes a commitment by a credit institution to disburse a loan to a customer. A revocable and an irrevocable loan approval are distinguished.

Loan borrowing ► all facts and tips ✓ Definition ✓ Forms of loan borrowing ✓ possible costs ✓ Loan borrowing for private individuals ✓ Find out now at MAXDA

Loan brokerage ► Facts about loan brokerage ✓ Advantages and costs ✓ reputable loan brokers ✓ personal consultation ✓ Get informed at MAXDA now!

Borrowers receive loans and credits through a loan broker. The advantage is that experienced loan brokers can even negotiate better terms for you than a bank.…

Loan business ► Loan types ✓ Collateral ✓ Contractual basis ✓ Requirements for credit institutions ✓ Get informed and advised now at MAXDA

How does a loan calculation work? We explain the procedure.

How are types of loans distinguished and how are they correctly calculated to understand the costs?

Loan Calculator ► all tips for the loan calculator ✓ optimal loan partners for your needs ✓ individual repayment schedule ✓ Get informed now at MAXDA!

MAXDA’s loan calculator saves you a lot of time and an extensive search — ideal for finding the right loan for your individual financial situation.

Loan Collateral ► Facts and tips on securing loans ✓ Limiting risk through collateral ✓ Get informed at MAXDA and receive personal advice now

A loan comparison helps you present interest rates, terms and features of different offers transparently side by side. Here you will learn why a careful comparison…

What components make up the terms of a loan? Maxda explains the individual aspects.

Glossary and legal basics

Loan decision ► important facts and tips ✓ Criteria for creditworthiness checks ✓ Techniques and procedures ✓ Get informed at MAXDA and apply for a loan now!

Can I get a loan despite insolvency? We explain the possibilities and risks of taking out a loan after an insolvency.

MAXDA is your specialist for loans despite a Schufa entry. With us you can get a Schufa-free loan quickly and easily. Apply now!

When a loan extension is worthwhile and in which cases it is possible.

From possible fees to the legal situation

Loan financing ► important facts and tips ✓ Types of financing ✓ Legal questions ✓ Risks and collateral ✓ Get informed now at MAXDA!

Preparations and requirements for an apprentice loan

Loans for debt ► important facts about refinancing ✓ Requirements for taking out a loan ✓ Save costs by comparing offers ► Get informed now!

Reasons & Advantages

Loans for pensioners ► important facts for senior loans ✓ trustworthy advice ✓ save costs by comparing ✓ Learn more now!

Find the right loan for small and larger renovation projects!

The loan for the self‑employed is specifically tailored to the needs of self‑employed individuals and therefore offers attractive conditions for this professional…

At MAXDA we help you with all questions about loans for the unemployed! We review your loan application individually and offer fair terms.

Many people who are looking for an installment, consumer, car or overdraft loan wonder which requirements they must meet as borrowers for a loan to be granted. This…

Loan guide ► Types of loans ✓ facts and tips for loans ✓ personal loans and bank loans ✓ Get informed at MAXDA and receive personal advice

Loan in difficult cases ► important facts and tips ✓ Compensate risk ✓ Loan without Schufa ✓ Save costs by comparing ✓ find out now!

Loan incidental costs ► Types of incidental costs ✓ Recognize incidental costs ✓ Save money through comparison ✓ Difference for construction financing ✓ Get…

Loan Info ► all facts and tips about loans ✓ loan types ✓ terms ✓ loan comparison ✓ loan protection ✓ Get informed at MAXDA now!

Simple & fast!

Loan installments ► all facts and tips for loan installments ✓ composition of installments ✓ amount of loan installments ✓ debt refinancing ✓ Learn more at MAXDA now

Loan interest rate ► important facts and tips ✓ Types of loan interest rates ✓ Calculation example ✓ Comparison of loan interest rates ✓ Get informed at MAXDA now

Influencing factors & borrower's options

MAXDA explains how loan interest rates are composed.

Loan & Life Insurance ► Benefits: life insurance for loans ✓ Pledging life insurance or using it as collateral ✓ Get informed at MAXDA now!

MAXDA explains how loan payout works in practice. Looking for a loan? Apply now!

Legal foundations & tips for preparation

Loan providers ► important facts ✓ Loan brokerage ✓ free and non-binding ✓ Requirements ✓ Get informed at MAXDA now and request a loan

Information, notes & reasons for paying off loans

Notes, reasons and options

With a debt restructuring you can combine several existing liabilities into one, better manage your monthly burden and, ideally, save on interest costs. MAXDA shows…

Loan requirement ► important facts and tips ✓ personal and individual advice on the topic ✓ different types of loans ✓ Get informed at MAXDA now!

Loan search ► important facts and tips for your loan search ✓ repayment options ✓ terms ✓ personal advice ✓ Get informed at MAXDA now!

Loan security ► all facts and tips ✓ legal framework ✓ types of loan collateral ✓ assessment criteria for collateral ✓ Learn more now at MAXDA

Loan term ► which factors influence the loan duration? ✓ Facts and tips ✓ Loan example ✓ Loan calculator ✓ Check terms with MAXDA now!

Loan termination ► all facts and tips on terminating a loan ✓ possible reasons and consequences ✓ prepayment penalty ✓ Learn more at MAXDA now

What are loan terms? MAXDA explains the term.

The different types of loans explained in detail by Maxda.

Loan with debt ► important facts and tips ✓ Loan abroad ✓ Loan without Schufa ✓ Save money by comparing ✓ Get informed now on Maxda.de!

While fixed-term employment contracts were once mainly common in sports and among employed artists, they are now common in an increasing number of industries.

The loan with instant approval ► obtain capital quickly & easily ✓ competent advice ✓ independent loan comparison ✓ Request now at MAXDA for free!

Process and options

Loan with Schufa entry ► Facts and tips about loans ✓ Conditions ✓ Loan comparison ✓ Alternatives ✓ Get informed at MAXDA and apply now

What defines a loan with special repayment? How do special repayments work and what should be considered? This guide examines special repayments in more detail and…

Loan without a bank ► Facts about loans ✓ Terms ✓ Tips for the loan application ✓ Loan without SCHUFA ✓ Alternatives ✓ Find out now at MAXDA!

Loan without collateral ► all facts and tips for a loan without collateral ✓ guarantor ✓ personal advice on the topic ✓ Find out now at MAXDA!

For a borrower without proof of income, the credit assessment is relatively difficult. Nevertheless, potential borrowers without regular monthly income have various…

If you're planning a larger purchase but haven't saved the necessary money, you need to take out a loan.

Loans on MAXDA.de

Loan without upfront costs ► important tips and facts for a loan without upfront costs ✓ personal consultation ✓ Schufa-free loan ✓ Find out more now at MAXDA!

We answer your most important questions about loans and help you navigate the jungle of loan offers

Getting a loan with a negative Schufa record is difficult. That's why MAXDA offers affordable loans — even if a negative Schufa entry exists.

Reasons for rejections and ways to obtain a loan despite being in the probationary period

Loans for property ► The most important tips for property financing ✓ Follow-up financing ✓ Loan without equity? Get informed now at MAXDA!

Loan without a Schufa entry ► important facts and tips ✓ different types ✓ personal advice ✓ Find out about loans at MAXDA and apply now!

Options and Risks

What is a Lombard loan and which forms of this credit exist? MAXDA explains it clearly and to the point!

MAXDA is your specialist for loans without a Schufa entry. With us you receive a Schufa-free loan. Apply now!

The MAXDA credit card offers many benefits:

A loan without a Schufa entry can make sense if you need short-term financial leeway and an existing Schufa entry is limiting your options. MAXDA supports you in…

We explain what you should consider when researching reviews about MAXDA on the internet.

What the maximum interest rate is, what determines it and which types of interest exist - explained by MAXDA!

Million-euro loan ► all facts and tips on million-euro loans ✓ borrowers and borrower units ✓ required documents ✓ Get informed at MAXDA now

Mini-loan without Schufa ► Facts and tips about small loans ✓ individualized loan offers ✓ transparent and customer-focused ✓ Get informed at MAXDA now

How to get a Schufa‑free mobile phone contract, what advantages it offers and how to customise it — explained by MAXDA!

Mobile phone without Schufa - Does it exist and what does it mean? MAXDA explains!

What is a modernization loan? What are the requirements? Maxda informs!

Practical measures and financing options

From the history of the money-lender to today's sources of money

From the history of money lending to today's sources such as online loans

monthly installment ► facts and tips ✓ individual, flexible and personal ✓ continuous installments ✓ repayment options ✓ Find out now at MAXDA

About the meaning and composition of monthly installments and the requirements for the ideal installment

MAXDA explains mortgages and real property liens. Learn everything about mortgages here. Are you looking for a loan without Schufa? Apply now!

MAXDA explains mortgage banks. Everything about mortgage and Pfandbrief banks can be found here. Are you rather looking for a loan without Schufa? Apply now!

MAXDA explains mortgage interest rates. How are they composed? What should you pay attention to? Are you actually looking for a loan without Schufa? Apply directly…

MAXDA explains mortgage loans. What to watch out for and everything you need to know about the topic is explained here. Are you looking more for a loan without…

Lenders and banks today offer several loan products for various purposes, such as the motorcycle loan.

A negative Schufa can cause difficulties when taking out a loan as well as when making a purchase on account or concluding a contract (e.g.

People taking out a loan are often confused by the complicated calculations.

Benefits & variants of new car financing

Meaning & differentiation from other interest rates

Schufa report: free or chargeable? View information about Schufa for consumers on www.MAXDA.de!

For more than 15 years, online banking — also called e-banking or home banking — has been growing in popularity; by 2011 already 44 percent of German bank customers…

An online loan combines a fast application process with flexible loan comparison and transparent conditions. MAXDA shows you how to request your desired loan…

Benefits & process

MAXDA explains what an overdraft credit is. Everything you need to know about overdraft facilities can be found here. Looking for a loan without Schufa? Apply now!

MAXDA explains overdraft credit. Find out what it is and how an overdraft works here. Are you instead looking for a loan without Schufa? Request now!

Certain life situations make it necessary to pay off debts.

Payment transactions: From the forms of money in payment transactions to the types of payment transactions - an overview by MAXDA

A loan is the provision of money. In return, the lender charges interest as security and compensation for its service.

A personal loan gives you financial leeway for purchases, repairs or discretionary wishes without being tied to a specific purpose. Here you will learn how personal…

A short-term loan granted by credit institutions, usually over a period of 1 to 2 years, is referred to as pre-financing.

Learn everything about the prepaid credit card on Maxda.de – loan providers | Info about the MAXDA credit card | Cashless payments, on holiday and while traveling.

MAXDA explains prepayment penalties. What it is, what it costs you and what you should definitely pay attention to — find out here. Are you more interested in a…

Causes, problems & solutions

MAXDA explains what needs to be considered for loans between private individuals.

Why it is required and how to prove your income

MAXDA property loan: your loan for real estate ➤ Request a non-binding financing offer ➤ Secure TOP online rates for property loans.

What a property loan is and the process to owning your own property

Development & Forecast

Public sector loan ► Facts and tips about loans ✓ loan types ✓ without Schufa ✓ conditions ✓ loan comparison ✓ Learn more at MAXDA now!

MAXDA explains the purchase loan. Options, conditions and everything you need to watch out for. Prefer a loan without Schufa instead of a purchase loan? Apply now!

MAXDA explains purpose binding for loans and credits. Loan without a Schufa entry? Apply now!

A brief introduction to terms & comparisons

What do the terms receivables and liabilities mean? When are they debts or a claim? Learn from Maxda — clearly explained.

Redeem a loan - explained quickly and simply!

Process and conditions

When people hear the term "redemption value", they usually think first of leasing rather than loans and banks.

Reasons & tips for refinancing

What is meant by refinancing and what you should consider

Refinancing with a loan: How to refinance correctly with the MAXDA refinancing loan! Request a quote for free: Refinancing with a loan is possible!

Refinance today and save a lot of money for new projects with the MAXDA refinancing loan!

This page explains the most important facts about repayment.

A repayment loan is a common form of loan with constant principal repayments.

In the field of lending, the repayment plan is an important and fixed component of the entire process.

Usually a loan is repaid monthly by the borrower throughout the entire term.

What makes a loan reputable? Read these important notes to distinguish a reputable loan from an unscrupulous offer. MAXDA is your reputable loan broker, also for…

Requirements for a loan ► What is checked? Is a regular income necessary? Find out now about online loan requirements at MAXDA!

MAXDA explains residual debt insurance. What should you consider with residual debt insurance? Learn everything about the topic here. Are you rather looking for a…

When a customer goes to a bank to request a loan, they often take out residual loan insurance alongside the loan. Learn what to watch out for in this guide.

When repaying a loan, borrowers do not always pay it off completely by the end of the term.

When saving, you set aside funds you do not currently need in order to be able to access them later.

The Schutzgemeinschaft für allgemeine Kreditsicherung, abbreviated Schufa Holding AG, is the most important credit reporting agency in Germany.

Tasks, services & purpose

Free or subscription?

If you want to take out a loan, you may ask whether it should be Schufa-free or not.

When money is needed urgently, there is usually no time to process complex financing models.

Schufa-free loan from MAXDA: desired instalments & fair interest rates! Apply for Schufa-free loans today on MAXDA.de – TOP conditions for Schufa-free loans!

Schufa-free loans from MAXDA: Top customer ratings for loans without Schufa – quick and easy loan request! Apply for a Schufa-free loan now

In recent years, computer-assisted procedures that use mathematical-statistical methods to make statements about a borrower's creditworthiness have increasingly…

Granting a loan always involves a greater or lesser risk for the lender.

MAXDA explains the securities loan in detail.

A senior loan, commonly referred to as a credit, is an agreement between the borrower and a financial institution, a bank, a credit institution or even a private…

When you take out a loan, you must subsequently repay the debt incurred for that loan.

A small loan is especially useful when you need to overcome smaller financial hurdles in everyday life. These can be important replacement purchases and repairs as…

Meaning and variants

All the information about why and how

Meaning and conditions

The meaning and possibilities of a special loan

Special prepayment on MAXDA.de - what are the legal provisions? Do special prepayments always mean a prepayment penalty? Learn more!

The option to make a special prepayment on loans has become standard for many types of credit and is therefore often included in contracts.

Maxda defines the term liquidity and explains the differences between structural and dispositive liquidity.

MAXDA explains the student loan and everything you need to know about study financing. Are you actually looking for a loan without Schufa? Apply now!

Student loan info: Taking out a loan as a student? Questions & answers for students – learn more now on www.maxda.de!

MAXDA explains the subordinated loan. What it involves and everything you need to watch out for can be found here. Are you more interested in a loan without Schufa?…

About the meaning as well as the advantages and disadvantages

MAXDA explains the Swiss loan. What makes the Swiss loan so special and everything you need to know on the subject can be found here. Are you rather looking for a…

MAXDA explains the topic of temporary work. Loan without a Schufa entry? Apply now!

Guaranteed free credit check.

How does Schufa work? We explain the process for determining the Schufa score.

What is three-way financing? We explain the term in detail.

A transfer of ownership as security is contractually and intentionally agreed between a borrower and a lender for the purpose of securing a loan or a claim…

A travel loan can help make holiday plans financially manageable without permanently burdening your checking account. Here you will learn when a travel loan makes…

Which types of financing exist, especially from a business perspective? Maxda explains these types in detail.

Types of loans ► important facts ✓ individual loans ✓ personal advice ✓ terms ✓ Get informed now at MAXDA and find the right loan

MAXDA explains the unsecured loan. Prefer a loan without Schufa instead of a blanko loan? Apply now!

How can you finance a used car? Financing without Schufa? MAXDA tells you what you need to know!

A variable interest rate is, in the broadest sense, an interest rate that is not fixed but can be changed.

Every real estate financing typically consists of two pillars: equity and debt.

Take advantage of the options a wedding loan from MAXDA offers and benefit from free extra repayments, tailored features and low interest rates!

What does financing mean ► Definition ✓ Process and important facts about financing ✓ Save costs by comparing ✓ Get informed now!

An installment loan makes it possible to finance larger expenses in predictable monthly payments while adjusting the term and loan amount to your personal…

All about the KfW Bank

When is someone creditworthy? Information on economic and personal creditworthiness: Read now on maxda.de and apply for a loan!

Putting money aside is generally a positive thing.