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A loan is helpful for the borrower whenever own equity is insufficient for the planned expenses due to too low income.",[33,59,60],{},"Even if you temporarily find yourself in financial distress because you need to raise a larger sum at short notice that exceeds your financial means provided by monthly income, granting a loan in the desired amount by a bank can be the solution.",[33,62,63,64,67],{},"Calculating the actual financing requirement as the basis for the required loan amount is the first step in taking out a loan. For example, if you need external capital in addition to your equity for real estate financing, the required loan amount covers the expenses to be financed for the purchase price, construction or renovation costs, real estate transfer tax and notary fees. In addition, the loan amount should cover the expected construction interest and provide a ",[54,65,66],{},"buffer for unforeseen events",".",[33,69,70],{},"When financing consumer goods such as furniture or vehicles, the loan amount is more or less determined by the purchase price of the item to be acquired. There is, of course, also the option of consolidating existing unfavorable debts as part of a loan calculation to potentially benefit from more favorable terms. Refinancing an overdraft with an installment loan with monthly payments can provide a considerable monthly relief at the same loan amount.",[33,72,73],{},[36,74],{"id":75},"2",[40,77,13],{"id":78},"limits-for-the-loan-amount-and-requirements",[33,80,81,82,85],{},"Basically, there are no limits when determining the loan amount. Depending on your personal financial situation, MAXDA offers financing ",[54,83,84],{},"between 3,000–250,000 EURO",". Loan approval is possible if you are of legal age and have a regular income. It does not matter whether you are currently employed as a manual worker, salaried employee, civil servant, or already receiving a life annuity.",[44,87],{"align":88,"alt":13,"size":89,"src":90},"center","md","\u002Fimages\u002Flegacy\u002Fmaxda\u002Fthemen\u002FKredit Höhe\u002Fimage-thumb__868659__auto_1f891bd5eb142807016c2634ecc9a380\u002Fgrenzen-fuer-die-kredit-hoehe-und-voraussetzungen-maxda.png",[33,92,93,94,97],{},"In addition, MAXDA also offers financing options for customers who are currently registered as unemployed. In this case, you only provide a liquid guarantor on the loan application so that we can process your request. MAXDA also offers ",[54,95,96],{},"special terms"," in the form of loans for civil servants. Even for loan requests without a Schufa check, we find solutions, as we can provide specialist loans through foreign banks. For such offers, the loan amount is limited to 5,000 EURO per person.",[33,99,100],{},"Depending on the loan amount, the term as well as the installments and interest rates are determined. The term can be a few months or run over several years. This depends on how high the loan amount and the associated installments are that you can pay with your monthly income. Installments are usually paid monthly and the interest rates often remain unchanged during the term.",[33,102,103],{},[36,104],{"id":105},"3",[40,107,16],{"id":108},"applying-with-maxda",[44,110],{"align":111,"alt":16,"size":48,"src":112},"left","\u002Fimages\u002Flegacy\u002Fmaxda\u002Fthemen\u002FKredit Höhe\u002Fantragsstellung-bei-maxda.png",[33,114,115,116,119],{},"The first step in loan processing is your ",[54,117,118],{},"online loan request with MAXDA",". Simply use our straightforward online form. After your request with the desired loan amount has been submitted online, you will promptly receive your personal loan application by e-mail and by post.",[33,121,122],{},"Enclosed you will receive information on which details we need to process your loan request. For employees, this would, for example, be a legible copy of the latest pay slip.",[33,124,125,126,129],{},"Immediately after receiving your loan application, we check your details and the loan amount and contact you without delay to discuss ",[54,127,128],{},"your wishes"," and the possibilities and terms. Therefore, we ask you to provide several contact options such as e-mail address and telephone number in the loan request so that we can guarantee the fastest possible processing.",[33,131,132,133,136],{},"Alternatively, we are also ",[54,134,135],{},"happy to advise you in person on site"," and help you complete your loan application. We will then find the most favorable loan for your loan amount from many banks.",[33,138,139],{},[36,140],{"id":141},"4",[40,143,19],{"id":144},"processing-the-application",[44,146],{"align":46,"alt":19,"size":48,"src":147},"\u002Fimages\u002Flegacy\u002Fmaxda\u002Fthemen\u002FKredit Höhe\u002Fbearbeitung-des-antrags-maxda.png",[33,149,150,151,154],{},"Due to our many years of activity as a financial service provider in the area of loan and real estate financing, we obtain ",[54,152,153],{},"premium conditions"," for our customers from many banks. MAXDA focuses exclusively on private customer business.",[33,156,157,158,161],{},"The duration of processing depends on the type of loan. After submitting your application with the required documents, we will contact you ",[54,159,160],{},"on the same day"," to negotiate the possible loan amount and terms with you. As soon as we have found the most favorable offer for you, MAXDA guarantees an immediate, one hundred percent payout. Whether we send you the loan amount by mail or as a bank transfer, you will have access to the loan funds as quickly as possible. Only when processing loan applications without a Schufa check do we expect processing to take up to one week.",[33,163,164],{},[36,165],{"id":166},"5",[40,168,22],{"id":169},"what-general-terms-does-maxda-offer",[33,171,172,173,176],{},"The entire loan inquiry is, of course, non-binding and free of charge. There are ",[54,174,175],{},"no upfront costs"," for a loan calculation by MAXDA. We select the appropriate loan from the offers of many banks with premium conditions, even if your case previously seemed hopeless. We are happy to advise you on possible terms and on our offers without prior verification of your creditworthiness at Schufa.",[44,178],{"align":88,"alt":22,"size":89,"src":179},"\u002Fimages\u002Flegacy\u002Fmaxda\u002Fthemen\u002FKredit Höhe\u002Fimage-thumb__868650__auto_1f891bd5eb142807016c2634ecc9a380\u002Fwelche-grundsaetzlichen-konditionen-bietet-maxda.png",[33,181,182,183,186],{},"If you are a civil servant or an employee in the public sector, or can prove company affiliation of more than 10 years as a salaried employee or manual worker, you will receive a so-called ",[54,184,185],{},"civil servant loan",", which comes with even more favorable terms including lower interest rates and terms of up to 240 months, i.e. 20 years. The interest rates determined in the loan calculation are fixed for the entire term. This gives you a complete overview of the expected costs from the outset. Repayment of all mediated loans is possible at any time and in full.",[33,188,189],{},[36,190],{"id":191},"6",[40,193,25],{"id":194},"what-information-will-likely-be-required",[33,196,197],{},"Some personal information is requested in loan brokerage. We naturally need personal details such as name, date of birth, marital status and address. To optimally tailor the loan offer to the financial needs and possibilities of our customers and to assess eligibility, MAXDA also requests information on the current financial situation as part of the loan application. With a monthly income of at least 850 EURO or 1130 EURO for loans without a Schufa entry, there is nothing standing in the way of loan approval.",[33,199,200],{},"We offer loans to jobseekers if they can be secured by a guarantor. Benefit from our many years of experience as an independent service provider in the field of loan and real estate financing. If you have questions or suggestions, our advisory team will be happy to assist you by phone.",[44,202],{"align":88,"alt":25,"size":89,"src":203},"\u002Fimages\u002Flegacy\u002Fmaxda\u002Fthemen\u002FKredit Höhe\u002Fimage-thumb__868647__auto_1f891bd5eb142807016c2634ecc9a380\u002Fwelche-angaben-werden-vorraussichtlich-benoetigt-maxda.png",{"title":205,"searchDepth":206,"depth":206,"links":207},"",2,[208,209,210,211,212,213],{"id":42,"depth":206,"text":10},{"id":78,"depth":206,"text":13},{"id":108,"depth":206,"text":16},{"id":144,"depth":206,"text":19},{"id":169,"depth":206,"text":22},{"id":194,"depth":206,"text":25},"Loan amount ► important facts about the size of your loan ✓ personal consultation on the topic ✓ How the loan amount is determined ✓ Learn more now at MAXDA!",{"ctaHref":216,"ctaLabel":217,"image":205,"lead":205,"title":6},"\u002Fanfrage","Apply for your desired loan 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